Budgeting Planner, Template, Apps, Spreadsheet & Calculator: How to Choose the Right Tools for You

Budgeting is essential for financial success, but it can be daunting to get started. There are so many different tools and resources available, it can be hard to know where to begin.

In this blog post, we'll take a look at the different types of budgeting tools available and help you choose the right ones for your needs. We'll also cover the Yondr Money app and how it can help you better understand and manage your finances.

Budgeting Planner

A budgeting planner is a physical or digital organizer that helps you track your income and expenses. It can be as simple as a notebook or as complex as a spreadsheet with built-in formulas.

Budgeting planners are a great option for people who want to get a hands-on approach to budgeting. They allow you to see all of your financial information in one place and make adjustments to your budget as needed.

‍

Budgeting Template

A budgeting template is a pre-made spreadsheet or document that you can use to create your own budget. Templates typically include all of the categories you need to track, such as income, expenses, savings, and debt.

Budgeting templates are a great option for people who want to get started with budgeting quickly and easily. They can also be a good option for people who are not comfortable creating their own spreadsheet from scratch.

‍

Budgeting Apps

Budgeting apps are mobile apps that help you track your income and expenses. They typically offer a variety of features, such as the ability to create budgets, track spending, and set financial goals.

Budgeting apps are a great option for people who want to be able to manage their finances on the go. They are also a good option for people who are looking for a more interactive approach to budgeting.

‍

Budgeting Spreadsheet

A budgeting spreadsheet is a custom-made spreadsheet that you can use to track your income and expenses. It can be as simple or as complex as you need it to be.

Budgeting spreadsheets are a great option for people who want to have complete control over their budget. They allow you to track any type of income or expense, and you can create custom formulas to calculate your savings and debt repayment goals.

‍

Budgeting Calculator

A budgeting calculator is a web-based or mobile app that helps you calculate your budget. It typically asks you a few questions about your income and expenses, and then generates a budget for you.

Budgeting calculators are a great option for people who want to get a quick and easy estimate of their budget. They are also a good option for people who are not comfortable creating their own budget from scratch.

‍

‍

Yondr Money App

The Yondr Money app is an app that can help you better understand and manage your finances. It offers a variety of features, including:

• Budgeting: Yondr Money allows you to create and track budgets for different categories of expenses.
• Spending tracking: Yondr Money automatically tracks your spending and categorizes it for you.
• Virtual cards: Yondr Money allows you to create virtual cards with spending limits for different categories of expenses. This can help you avoid overspending.
• Financial insights: Yondr Money provides you with insights into your spending habits and financial goals.

The Yondr Money app is a great option for people who want to have a better understanding of their finances and avoid overspending. It is also a good option for people who are looking for a budgeting tool that is easy to use and offers a variety of features.

How to Choose the Right Budgeting Tools for You

The best budgeting tools for you will depend on your individual needs and preferences. Here are a few things to consider when choosing budgeting tools:

• Your budgeting style: Do you prefer to have a hands-on approach to budgeting or do you prefer to use technology to help you?
• Your budget: Some budgeting tools are free, while others charge a monthly or annual fee.
• Your needs: Consider what features are important to you, such as the ability to track income and expenses, set financial goals, and generate reports.

If you're not sure which budgeting tools are right for you, try out a few different ones to see what you like best. You can also ask friends, family, or a financial advisor for recommendations.

‍

Budgeting is an important part of financial success. By choosing the right budgeting tools for you, you can make it easier to track your income and expenses, avoid overspending, and reach your financial goals.

‍

Join thousands of Australians who have already downloaded Yondr

‍

Things you should know

YONDR MONEY Pty Ltd ABN 11625732569 holds AFSL number 545391 and is authorised to provide general financial product advice to retail and wholesale clients. Any advice you receive from Yondr is general and does not take into account your objectives, financial situation or needs. You should consider whether the advice is suitable for you and your circumstances. Before you make any decision about whether to acquire a certain product, you should obtain and read the relevant product disclosure statement

‍